Dental Payment Plans
The cost of dental treatment should be clear before you make a decision about your care. At Texan Smile Family & Cosmetic Dentistry, we can help you understand your estimated treatment cost, insurance benefits when applicable, and available dental payment plans in Sugar Land.
For patients who prefer to spread eligible treatment costs over time, Texan Smile offers access to Sunbit financing. Additional payment arrangements may also be available for selected treatment plans.
Our team can review the available options with you so you can understand the terms before choosing how to pay for treatment.
Sunbit Dental Financing at Texan Smile
Sunbit is a third-party financing option that allows eligible patients to apply for payment plans for dental treatment.
The application is designed to be quick, and checking available Sunbit offers does not require a hard credit inquiry. If approved, you can review the available payment terms before deciding whether to proceed.
- Online financing application
- No hard credit check to apply
- Multiple repayment terms may be available
- Terms are shown before you accept a plan
- No prepayment penalties
- Eligibility and financing terms vary by applicant
Interest rates, down payments, monthly payments and available terms vary. Approval is not guaranteed.
How Dental Financing Works
Dental financing can help divide an eligible treatment cost into scheduled payments rather than paying the entire amount at once.
- Receive your treatment plan. We explain the recommended dental treatment and estimated fees.
- Review insurance benefits. If you have dental insurance, our team can help you understand the estimated benefits available under your plan.
- Determine the remaining balance. We review the estimated amount for which you may be responsible.
- Explore financing or payment options. If you are interested, you can review Sunbit or other available payment arrangements.
- Review the terms. Read the APR, payment schedule, down payment and other conditions before accepting financing.
Financing does not change the recommended treatment. It is simply one way of managing the cost of treatment when you qualify.
Can You Use a Payment Plan With Dental Insurance?
In many situations, financing may be used for an eligible patient balance that remains after estimated dental insurance benefits are considered.
Dental insurance coverage varies significantly by plan, including deductibles, annual maximums, waiting periods, exclusions and limitations. An insurance estimate is not a guarantee of payment by the insurance company.
Our team can help you understand the estimated portion of treatment that may remain your responsibility before you decide whether financing is useful for you.
What Dental Treatments Can Be Financed?
Financing eligibility depends on the financing provider, treatment amount and individual application. Patients may ask about financing for a range of dental services, including larger treatment plans.
For example, financing may be worth exploring when considering treatment such as:
- Dental implants
- Invisalign and clear aligner treatment
- Dental crowns
- Selected cosmetic dental treatment
- Restorative treatment plans involving multiple procedures
Ask our team whether the treatment you are considering is eligible for the payment option you would like to use.
Ask About Texan Smile Payment Options
Depending on the treatment plan, Texan Smile may also have payment arrangements available outside of third-party financing.
Availability, required down payment, payment schedule and eligible treatment can vary. Our team will explain any available option and its terms before you make a commitment.
If you are considering Invisalign or another larger treatment plan, ask us whether an applicable Texan Smile payment arrangement is currently available.
Questions to Ask Before Choosing a Dental Payment Plan
Before accepting financing, make sure you understand the full terms of the plan.
- What is the APR?
- Is a down payment required?
- What will the monthly payment be?
- How many payments are required?
- What is the total amount you will repay?
- Are there late fees or other charges?
- Can the balance be paid off early?
- What happens if the treatment plan changes?
For third-party financing such as Sunbit, the financing provider—not Texan Smile—determines approval and credit terms.
Frequently Asked Questions About Dental Payment Plans
Texan Smile offers access to Sunbit financing for eligible patients. Other payment arrangements may also be available for selected treatment plans. Availability and terms vary, so ask our team about the options that apply to your treatment.
Sunbit states that checking available financing options does not require a hard credit check. Eligibility, APR, down payment and repayment terms vary by applicant.
Financing may sometimes be used for an eligible patient balance after estimated insurance benefits are considered. Insurance benefits and financing eligibility vary, so our team can help you review your estimated responsibility.
Financing may be available for eligible treatment plans such as dental implants or Invisalign. Approval and financing terms depend on the provider and the individual application. Ask Texan Smile about the options available for your treatment.
No. Third-party financing approval and terms are determined by the financing provider. Texan Smile cannot guarantee approval, APR, payment amount or available repayment terms.
Questions About Paying for Dental Treatment?
Our team can help you understand your treatment estimate, available insurance benefits and payment options before treatment begins.
Texan Smile Family & Cosmetic Dentistry
4821 LJ Parkway, Suite 30
Sugar Land, TX 77479
832-271-8280